Hotel & Motel Insurance, Done Right.

1800 97 98 99

From boutique motels to multi-site hotels, get tailored cover that protects your rooms, revenue, and reputation. Our hospitality specialists compare quotes from leading insurers and guide you from quote to claim.

Who we cover — Hotels, Motels, Serviced Apartments, Pubs with Accommodation, Resorts, Boutique & Independent Operators, Groups & Franchises.

By applying for a quote you agree to our privacy policy, terms of engagement and financial services guide.

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Select the Cover Options you want:

Hotel & Motel Insurance fast and easy

Get tailored quotes quickly. Compare multiple insurers. Protect your rooms, revenue, and guests.

Hotel & Motel Insurance

How do you get covered?

We make hotel & motel insurance easy. Start your quote now.

1

Tell us about the property.

Share location, room count and operations—or call 1800 97 98 99.

2

We compare insurers.

We negotiate competitive terms across leading markets.

3

Choose & activate cover.

Pick your option and receive policy documents fast.

Why choose Shielded

Specialist advice for hotels & motels, backed by award-winning service.

Hospitality specialists

We understand occupancy cycles, housekeeping risks, and front-of-house exposures.

Highly reviewed

Thousands of 5-star reviews and award recognition for client service.

Proactive renewals

We monitor market changes and optimise your program each year.

24/7 claims support

Rapid response to minimise downtime and protect revenue.

Cover Options

Build the right protection for your property and guests.

Property (Building & Contents)

Fire, storm, water damage, theft and more.

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Business Interruption

Loss of revenue following insured damage.

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Public & Products Liability

Injury or property damage to guests and third parties.

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Glass

Internal and external glass breakage.

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Machinery Breakdown

Plant & equipment including lifts and HVAC.

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Electronic Equipment

Computers, POS, and critical systems.

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Theft & Money

Cash on premises and theft of contents.

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Management Liability

Directors & Officers, employment practices and more.

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Cyber

Data breaches and business interruption from cyber events.

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Frequently Asked Questions

Specialist insurance for hotels, motels and serviced apartments.

What cover do hotels and motels typically need?

Core covers include Property (building & contents), Public Liability and Business Interruption. Many operators also add Glass, Machinery Breakdown (e.g., lifts, HVAC), Theft & Money, Electronic Equipment, Management Liability, Cyber and Workers Compensation.

How does Business Interruption work for accommodation?

Following insured physical damage, Business Interruption can replace lost revenue and help cover ongoing expenses and payroll while you recover. We’ll help you set a suitable indemnity period and sum insured based on occupancy and ADR.

Is glass cover separate to property?

Many policies treat glass as a specific section with different limits and conditions. If you have large street-front windows or shower screens across rooms, dedicated glass cover is recommended.

Do I need Machinery Breakdown?

Yes if you rely on lifts, boilers, chillers or HVAC. Breakdown cover can pay to repair or replace equipment and may include spoilage and expediting costs.

What about cyber and guest data?

Accommodation providers process payments and store guest data, making cyber a key exposure. Cyber insurance can respond to data breaches, system outage losses, incident response, and PCI costs.

How quickly can I get covered?

Usually within 24–48 hours once we have details. Call 1800 97 98 99 or start a quote and we’ll move fast.