Rideshare insurance for drivers who earn on the road

Insuring rideshare vehicles Australia wide. We compare the market for cover that suits a car you drive for work.

1800 97 98 99

Trusted by 30,000+ clients Australia-wide

We aim to answer all calls within 3 seconds

Backed by our Price Promise

Motor vehicle cover for rideshare use, public liability and personal accident

Shielded Insurance industry awards and recognitions

Compare rideshare insurance quotes

Free, no obligation. Same-day quotes available.

Cover options you want:

4.9 from 12,000+ reviews · #1 Top Brokerage 2025

Rideshare cover, done right.

Finding the right insurance for your rideshare vehicle can be time consuming. We go to market across 10+ insurers and tailor a policy to suit how you drive.

Rideshare driver opening the door for a passenger – rideshare insurance by Shielded Insurance

How do you get started?

Three steps, and we do the legwork.

1

Start a quote.

Fill the quote form above, or call us on 1800 97 98 99.

2

We compare the market.

We go to 10+ insurers and come back with options that fit your rideshare driving. Same-day quotes available.

3

You're covered.

Pick the option that suits and we handle the paperwork.

Why choose Shielded

Named #1 Top Brokerage 2025, trusted by 30,000+ clients, and with you long after the policy is sold.

Rideshare specialists

Our rideshare broking team understands the rideshare insurance market and tailors cover to each driver.

Award-winning & highly reviewed

Named #1 Top Brokerage 2025 and rated 4.9/5 on Trustpilot and 4.7/5 on Google from over 12,000 reviews.

We handle renewals

Our renewals team reviews your cover and price each year, so you keep the right policy at the right price.

In your corner at claim time

Notify a claim 24/7. Our dedicated claims team deals with the insurer for you, so you can get back on the road.

“The claims experience was made so easy.” – Scott B., Google review

What rideshare drivers say about us

Real reviews from rideshare drivers and businesses we've insured across Australia.

Cover Options

Build the cover your rideshare work needs. Mix and match on one quote.

Motor Vehicle

Cover for your car with rideshare use declared, from comprehensive to third party.

Quote vehicle cover

Public Liability

Cover if your business causes injury or property damage to someone else.

Quote liability

Personal Accident

Helps replace your income if you're injured and can't drive.

Quote personal accident

Rideshare insurance at a glance

Reviewed by Joshua Scutts, Shielded Insurance Brokers · Updated October 2026 · General information only

Who needs it
Anyone using their own car to carry paying passengers through a rideshare app, part-time or full-time.
What it covers
Your vehicle and your liability to others while it is used for rideshare, with public liability and personal accident available.
What affects price
Your vehicle, how much you drive, where you operate, your driving history and the excess you choose.
How we help
We compare 10+ insurers, check your rideshare use is properly declared, and handle renewals and claims for you.

Frequently Asked Questions

We know rideshare insurance. Here are the questions drivers ask us most.

Do I need special insurance to drive for a rideshare platform?

Using your car to carry paying passengers is a different use from private driving, and insurers need to know about it. Your policy should have rideshare use declared – if it isn't, a claim made while driving for a rideshare app may be affected. We can check your current cover and find a policy that suits.

What types of rideshare insurance are available?

Rideshare drivers typically look at motor vehicle cover (comprehensive or third party) with rideshare use declared, public liability, and personal accident insurance. We tailor the mix to how you drive.

What affects the cost of rideshare insurance?

Your premium depends on factors such as the vehicle's make, model and value, where you drive, how many hours you're on the road, your driving and claims history, and the excess you choose.

How can I lower my rideshare insurance premium?

You can reduce your premium by choosing a higher excess, keeping a clean driving record and comparing quotes. As brokers, we compare 10+ insurers for you so you don't have to ring around.

Who should I contact if I have an accident or need to claim?

Contact your insurance broker and/or insurer as soon as possible. If you're insured through us, call Shielded Insurance on 1800 97 98 99 – you can notify a claim 24/7 and our claims team will guide you through the process.

Can I insure more than one rideshare vehicle?

Yes. Whether you drive one car or run several vehicles with other drivers, we can arrange cover that fits your rideshare business.

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