Tools of trade insurance, because your tools are your income

From trade tools and light machinery to cameras and unique equipment. We compare 10+ insurers and help you replace what's lost or stolen.

1800 97 98 99

Trusted by 30,000+ clients Australia-wide

We aim to answer all calls within 3 seconds

Backed by our Price Promise

Tools of trade, light machinery, survey, mobile electronic, medical, photography, musical, sports and diagnostic equipment

Shielded Insurance industry awards and recognitions

Compare tools & equipment quotes

Free, no obligation. Same-day quotes available.

Cover options you want:

4.9 from 12,000+ reviews · #1 Top Brokerage 2025

Tools and equipment insurance specialists

Finding the right cover for your tools and equipment can be time consuming. Our dedicated team compares 10+ insurers and tailors a policy to what you own and how you use it, from trade tools to photo booths.

Power tools on a building site workbench – tools of trade insurance by Shielded Insurance

How do you get started?

Three steps, and we do the legwork.

1

Start a quote.

Fill the quote form above, or call us on 1800 97 98 99.

2

We compare the market.

We go to 10+ insurers and come back with options that fit your tools and equipment. Same-day quotes available.

3

You're covered.

Pick the option that suits and we handle the paperwork.

Why choose Shielded

Named #1 Top Brokerage 2025, trusted by 30,000+ clients, and with you long after the policy is sold.

Equipment specialists

You get your own tools of trade broker, from trade tools to harder-to-insure, unique equipment.

Award-winning & highly reviewed

Named #1 Top Brokerage 2025 and rated 4.9/5 on Trustpilot and 4.7/5 on Google from over 12,000 reviews.

We handle renewals

Our renewals team reviews your cover each year so it keeps pace with the gear you own.

In your corner at claim time

Notify a claim 24/7. Our dedicated claims team deals with the insurer so you can get back to work.

“The claims experience was made so easy.” – Scott B., Google review

What our clients say about us

Real reviews from tradies and businesses whose equipment we've insured across Australia.

Cover Options

Cover for all types of tools and equipment. Mix and match on one quote.

Tools of Trade

Hand and power tools you rely on every day, on site, in the ute or in the workshop.

Quote tools cover

Light Machinery

Portable and light machinery used in your business.

Quote machinery cover

Survey & Diagnostic Equipment

Survey, diagnostic and measuring instruments that are costly to replace.

Quote survey cover

Mobile Electronic & Medical

Laptops, tablets and mobile electronic gear, plus mobile medical equipment.

Quote electronic cover

Photography Equipment

Cameras, lenses, lighting and accessories for working photographers and videographers.

Quote camera cover

Musical & Sports Equipment

Instruments and sports gear used for work or business.

Quote equipment cover

Tools of trade insurance at a glance

Reviewed by Joshua Scutts, Shielded Insurance Brokers · Updated October 2026 · General information only

Who needs it
Tradies, contractors, photographers, musicians, health workers and any business that relies on portable tools or equipment.
What it covers
Tools of trade, light machinery, survey, mobile electronic, medical, photographic, diagnostic and measuring equipment, musical instruments and sports equipment.
Unusual items
Jumping castles, photo booths, bee hives, Segways, mobile phones, costumes, mobile shipping containers and many other business items.
How we help
Your own broker compares 10+ insurers, plus a dedicated claims team and renewals team year in, year out.

Frequently Asked Questions

We know tools of trade and business equipment insurance.

What can tools of trade and equipment insurance cover?

We can arrange cover for all types of tools and equipment, including tools of trade, light machinery, survey equipment, mobile electronic gear, mobile medical equipment, photographic equipment, diagnostic and measuring equipment, musical instruments and sports equipment.

Can you insure unusual or unique business items?

Yes. Other things we can cover include jumping castles, photo booths, bee hives, Segways, mobile phones, costumes, mobile shipping containers and many other business items. Just ask one of our specialists.

Are my tools covered when they're left in my ute or van?

It depends on the policy. Many policies cover theft from a locked vehicle but may require visible signs of forced entry, or apply conditions when tools are left in a vehicle overnight. We'll explain the conditions on each option so you know where your tools are covered.

What affects the cost of tools of trade insurance?

Premiums are generally based on the type and replacement value of your tools and equipment, where they're kept and used, your claims history and the excess you choose. Listing high-value items separately can also affect price and cover.

Can tools of trade cover be added to my business insurance?

Often, yes. Portable tools and equipment cover is commonly available as part of a business or trade insurance package, alongside public liability. We can quote it on its own or bundled with your other covers.

Who do I contact to make a claim?

Contact us at Shielded Insurance on 1800 97 98 99. Claims can be notified 24/7, and our dedicated claims team will guide you through the process with the insurer.

Call us Start Quote