We have options that include cover for important things such as flood, cyclone, storm surge, fire and theft. What's included and the limits that apply vary between insurers, so we compare policies and explain the differences.
Home, contents and landlord cover that accounts for cyclones, floods and storm surge. An award-winning team that understands insuring property in the north.
Trusted by 30,000+ clients Australia-wide
We aim to answer all calls within 3 seconds
Backed by our Price Promise
Home, contents and landlord cover, with options for flood, cyclone, storm surge, fire and theft
Our award-winning team of insurance advisors helps North Queenslanders with home, contents and landlord insurance. We compare 10+ insurers, with options that include cover for flood, cyclone, storm surge, fire and theft.
Three steps, and we do the legwork.
We go to 10+ insurers and come back with options for your North Queensland property. Same-day quotes available.
Pick the option that suits and we handle the paperwork.
Named #1 Top Brokerage 2025, trusted by 30,000+ clients, and with you long after the policy is sold.
You get your own insurance advisor who understands cyclone, flood and storm surge risk in the north.
Named #1 Top Brokerage 2025 and rated 4.9/5 on Trustpilot and 4.7/5 on Google from over 12,000 reviews.
Our renewals team helps you get the best cover and price year in, year out.
Notify a claim 24/7. Our dedicated claims team deals with the insurer for you after a storm or loss.
“The claims experience was made so easy.” – Scott B., Google review
Real reviews from homeowners and landlords we've insured in North Queensland and across Australia.
“Ben has been absolutely outstanding to work with. He saved Goulburn Transport a substantial amount of money, and we couldn’t be happier with the result. His professionalism, knowledge, and can-do attitude were first class from start to finish. Ben went above and beyond, made the whole process simple, and delivered real value for our business.”
“Josh was absolutely amazing. He went above and beyond to understand our needs and find a provider and policy to match. Living remotely in a cyclone potential town it was a challenge. He was so easy to deal with. Friendly, professional and using terminology that everyone understands. We appreciate the effort he went to.”
“I had an excellent experience with Shielded Insurance Brokers, and especially with Dan who looked after my claim. The entire process was handled with professionalism, patience, and clear communication from start to finish… His support genuinely made a stressful situation much easier to manage, and thanks to his help my business was able to keep running without interruption.”
“Price only went up by 8%. Brilliant since we only just recovered from Cyclone Jasper in Cairns.”
“We as a business have entrusted Shielded insurance brokers for many years & will continue to do so. Their knowledge & expertise is exceptional & they go the extra mile no matter what. Great team, great service & always chasing the best deal!”
“I highly recommend Sure Insurance, they have been wonderful in making sure that my home and contents are covered at an affordable rate, especially in cyclone areas like Townsville 😊”
“We have been insured with Shielded for the last year and unfortunately had a break and enter and lost very valuable equipment. Alex Shipman and all the team at Shielded were excellent to deal with and managed my claim and had everything finalised fast. I’ve never had to make a claim like this and only ever heard bad stories so I assumed this was going to drag out for 6-9 months but I’d say we barely made it over 6 weeks. Very happy.”
“After attempting myself to get Landlord's Building Insurance, I received a phone call from Casey at Shielded Insurance. He delivered me a product that met all my needs at a healthy and competitive price. Thank you Casey and thanks Shielded Insurance! Patricia Conaghan, Townsville Queensland.”
“I had quotes from previous brokers and the pricing was outrageous. Kharn was my contact at Shielded. He was a legend. Did the work. Got multiple quotes fast, he was on the phone ringing me about any additional questions the insurance companies required from our company so he could get the quotes completed promptly. Highly recommend.”
“Mitchell was very helpful and got us the best quote. Saving us thousands. Very happy so far.”
“The service was professional, responsive, and efficient throughout my recent insurance claim. They took much of the stress and hard work off my shoulders, guided me through the process, and helped achieve a quick resolution. Communication was excellent, and I always felt supported and informed.”
“Due to ever-increasing policy premiums for our home & contents insurance cover for our Mission Beach home I sought out comparative insurance quotes and find that Sure Insurance with its Shielded policy comes out very competitive against those few companies who will nowadays insure in this cyclone-affected area. I am more than satisfied with the policy cover and very reasonable annual premium which can be paid monthly…”
“Have had a long and stressful challenge dealing with my insurer however it turns out that my insurance broker actually provides the help! Worth going through a broker that really knows their stuff.”
“Alex was very quick to get back to me on contents insurance quotes for my place in Townsville… in fact it was within 20 mins. His quotes were by far better than any online quotes that I could find. I settled with Sure Insurance, the best price for equivalent cover. Alex answered any questions that I had and he was very polite and professional… thanks for the great service.”
“Tim Cantwell from the very first conversation has been a pleasure to deal with! Knows his stuff, responds instantly and is always available. First class customer service!!! A++ Thanks Tim!!!!”
Insure your home, contents or rental property. Mix and match on one quote.
Cover for the building itself, with options for flood, cyclone, storm surge, fire and theft.
Quote home coverCover for your rental property, including the building and your contents in it.
Quote landlord coverReviewed by Joshua Scutts, Shielded Insurance Brokers · Updated October 2026 · General information only
We know home, contents and landlord insurance in North Queensland.
We have options that include cover for important things such as flood, cyclone, storm surge, fire and theft. What's included and the limits that apply vary between insurers, so we compare policies and explain the differences.
Not always. Some policies include flood and storm surge as standard, others offer it as an option and some exclude it. Always check the policy wording – we'll show you which options include the cover you need for your address.
Yes. We compare landlord insurance for rental properties in North Queensland, covering the building and your contents in it, with options for loss of rent and tenant-related risks depending on the insurer.
Premiums reflect the risk of natural perils like cyclones, floods and storm surge, which are higher in parts of the north. Your exact address, the building's construction and age, your sums insured and the excess you choose all affect the price, which is why comparing insurers matters.
Comparing quotes from multiple insurers through a broker, choosing a higher excess, keeping your sums insured accurate and maintaining a clean claims history can all help. We compare 10+ insurers to find you a competitive premium.
Contact us at Shielded Insurance on 1800 97 98 99. Claims can be notified 24/7, and our dedicated claims team will guide you through the process with the insurer.