We arrange cover for mobile food operators, restaurants, cafes, takeaways, pubs, nightclubs, food stalls, grocery stores and supermarkets, franchise shops, shopping centre tenants and retail shops, as well as commercial property owners.
Restaurants, cafes, takeaways, pubs and food trucks. A dedicated hospitality broker who tailors the policy to your business.
Trusted by 30,000+ clients Australia-wide
We aim to answer all calls within 3 seconds
Backed by our Price Promise
Public liability, plate glass, theft, equipment breakdown and full business packages
Finding the right insurance for a hospitality business can be time consuming. You get your own hospitality broker, who goes to market across 10+ insurers and tailors cover to your venue, your equipment and how you trade.
Three steps, and we do the legwork.
We go to 10+ insurers and come back with options that fit your venue. Same-day quotes available.
Pick the option that suits and we handle the paperwork.
Named #1 Top Brokerage 2025, trusted by 30,000+ clients, and with you long after the policy is sold.
We insure cafes, restaurants, takeaways, pubs, nightclubs and mobile food operators across Australia.
Named #1 Top Brokerage 2025 and rated 4.9/5 on Trustpilot and 4.7/5 on Google from over 12,000 reviews.
Our renewals team reviews your cover and price every year, so it keeps pace with your business.
Notify a claim 24/7. Our dedicated claims team deals with the insurer for you, so you can keep trading.
“The claims experience was made so easy.” – Scott B., Google review
Real reviews from cafes, caterers and food businesses we've insured across Australia.
“Ben has been absolutely outstanding to work with. He saved Goulburn Transport a substantial amount of money, and we couldn’t be happier with the result. His professionalism, knowledge, and can-do attitude were first class from start to finish. Ben went above and beyond, made the whole process simple, and delivered real value for our business.”
“Very knowledgeable brokers, will search thoroughly to get the best options for my business. Best in the business for hospitality specific policies.”
“I had an excellent experience with Shielded Insurance Brokers, and especially with Dan who looked after my claim. The entire process was handled with professionalism, patience, and clear communication from start to finish… His support genuinely made a stressful situation much easier to manage, and thanks to his help my business was able to keep running without interruption.”
“Leigh made the process of switching over my insurance for my local cafe easier than cooking bacon and eggs. As a busy owner and a new father he managed to contact me at convenient times, tailor a quote to suit my small business and save me a few dollars along the way. Very professional service, 10/10 would recommend.”
“We as a business have entrusted Shielded insurance brokers for many years & will continue to do so. Their knowledge & expertise is exceptional & they go the extra mile no matter what. Great team, great service & always chasing the best deal!”
“Great experience! Blake was able to explain the whole process very clearly, as someone who's new to the business world I truly appreciate it. Again, thanks Blake and the whole Shielded Insurance team for giving us the best suitable option for our catering business!”
“We have been insured with Shielded for the last year and unfortunately had a break and enter and lost very valuable equipment. Alex Shipman and all the team at Shielded were excellent to deal with and managed my claim and had everything finalised fast. I’ve never had to make a claim like this and only ever heard bad stories so I assumed this was going to drag out for 6-9 months but I’d say we barely made it over 6 weeks. Very happy.”
“The only place that would insure my food trailer and I went through 4 brokers. Finally found Shielded Insurance, couldn't be happier and was an easy process. Thank you.”
“I had quotes from previous brokers and the pricing was outrageous. Kharn was my contact at Shielded. He was a legend. Did the work. Got multiple quotes fast, he was on the phone ringing me about any additional questions the insurance companies required from our company so he could get the quotes completed promptly. Highly recommend.”
“Jake was fantastic, found the best deal for me for not only my food trailer & car insurance but also my public liability insurance that I need… everything was done over the phone & I was insured on the same day which took a whole lot of hassle & stress out of dealing with multiple insurance companies… I would highly recommend him, he makes life so much easier & does all the hard work for you.”
“The service was professional, responsive, and efficient throughout my recent insurance claim. They took much of the stress and hard work off my shoulders, guided me through the process, and helped achieve a quick resolution. Communication was excellent, and I always felt supported and informed.”
“Have had a long and stressful challenge dealing with my insurer however it turns out that my insurance broker actually provides the help! Worth going through a broker that really knows their stuff.”
“Tim Cantwell from the very first conversation has been a pleasure to deal with! Knows his stuff, responds instantly and is always available. First class customer service!!! A++ Thanks Tim!!!!”
Build the cover your business needs. Mix and match on one quote.
Property, liability, theft, glass and business interruption combined in one hospitality policy.
Quote a full packageCover if a customer or member of the public is injured or their property is damaged because of your business.
Quote liabilityCover for accidental breakage of shopfront windows, doors and display glass.
Quote liability & glassCover for breakdown of kitchen equipment, refrigeration, coffee machines and POS systems.
Quote equipment coverManagement liability, workers compensation, professional indemnity and money cover can be added.
Ask for adviceReviewed by Joshua Scutts, Shielded Insurance Brokers · Updated October 2026 · General information only
We know hospitality insurance and the businesses that need it.
We arrange cover for mobile food operators, restaurants, cafes, takeaways, pubs, nightclubs, food stalls, grocery stores and supermarkets, franchise shops, shopping centre tenants and retail shops, as well as commercial property owners.
Public liability, plate glass, management liability, workers compensation, machinery breakdown, electronic breakdown, theft and burglary, professional indemnity, money cover and full business packages – plus more on request.
Public liability is one of the most important covers for any hospitality business, because customers and suppliers are on your premises every day. Many landlords, shopping centres, councils and event organisers also require it before you can trade.
Yes. We arrange cover for mobile food operators and food stalls, including public liability and cover for equipment. Let us know how and where you trade and we'll find the right policy.
Yes – employers in Australia must hold workers compensation insurance for their employees. How it's arranged depends on your state, and we can help you organise it alongside your other business cover.
Contact us at Shielded Insurance on 1800 97 98 99 – you can notify a claim 24/7. Our dedicated claims team will guide you through the process and deal with the insurer on your behalf.