Public liability, tools, personal accident and your ute, sorted in one call. We compare 10+ insurers so you can get back on the tools.
Trusted by 30,000+ clients Australia-wide
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Public liability, tools of trade, personal accident & sickness, ute and van, and contract works
Whether you're a sole trader with one ute or running a crew across several sites, we go to market across 10+ insurers and put your liability, tools, vehicle and income cover side by side – no ringing around after hours.
Three steps, and we do the legwork.
We go to 10+ insurers and come back with options that fit your trade and how you work. Same-day quotes available.
Pick the option that suits and we handle the paperwork.
Named #1 Top Brokerage 2025, trusted by 30,000+ clients, and with you long after the policy is sold.
We insure sparkies, plumbers, chippies, builders and other trades every day, from sole traders to growing teams.
Named #1 Top Brokerage 2025 and rated 4.9/5 on Trustpilot and 4.7/5 on Google from over 12,000 reviews.
We manage your renewals and update your cover as your turnover, crew, tools and contracts change.
Notify a claim 24/7. Tools stolen or a job gone wrong? Our team deals with the insurer so you can keep working.
“The claims experience was made so easy.” – Scott B., Google review
Real reviews from tradies and trade businesses we've insured across Australia.
“Ben has been absolutely outstanding to work with. He saved Goulburn Transport a substantial amount of money, and we couldn’t be happier with the result. His professionalism, knowledge, and can-do attitude were first class from start to finish. Ben went above and beyond, made the whole process simple, and delivered real value for our business.”
“As a residential trade assistant under ABN I was able to get public liability insurance within my lunch break with time left to eat lunch so did not have to stop work. Very polite, quick, professional staff for sure. I recommend Shielded Insurance to our construction boys and girls, very affordable prices.”
“I had an excellent experience with Shielded Insurance Brokers, and especially with Dan who looked after my claim. The entire process was handled with professionalism, patience, and clear communication from start to finish… His support genuinely made a stressful situation much easier to manage, and thanks to his help my business was able to keep running without interruption.”
“At Beachlands Plumbing and Fabrication we love Thaine! He makes life so easy! Calls us to remind us when invoices are due, never hassles us, and always gets us the best insurance deal. I thought all brokers were painful, however I will only use Thaine for my larger, harder to insure equipment!”
“We as a business have entrusted Shielded insurance brokers for many years & will continue to do so. Their knowledge & expertise is exceptional & they go the extra mile no matter what. Great team, great service & always chasing the best deal!”
“Casey was responsive, helpful and saved us thousands of dollars on our business fleet insurance.”
“We have been insured with Shielded for the last year and unfortunately had a break and enter and lost very valuable equipment. Alex Shipman and all the team at Shielded were excellent to deal with and managed my claim and had everything finalised fast. I’ve never had to make a claim like this and only ever heard bad stories so I assumed this was going to drag out for 6-9 months but I’d say we barely made it over 6 weeks. Very happy.”
“I had quotes from previous brokers and the pricing was outrageous. Kharn was my contact at Shielded. He was a legend. Did the work. Got multiple quotes fast, he was on the phone ringing me about any additional questions the insurance companies required from our company so he could get the quotes completed promptly. Highly recommend.”
“The service was professional, responsive, and efficient throughout my recent insurance claim. They took much of the stress and hard work off my shoulders, guided me through the process, and helped achieve a quick resolution. Communication was excellent, and I always felt supported and informed.”
“Have had a long and stressful challenge dealing with my insurer however it turns out that my insurance broker actually provides the help! Worth going through a broker that really knows their stuff.”
“Tim Cantwell from the very first conversation has been a pleasure to deal with! Knows his stuff, responds instantly and is always available. First class customer service!!! A++ Thanks Tim!!!!”
Build the cover your trade needs. Mix and match on one quote.
Cover if your work causes injury to someone or damage to their property – often required before you can start on site.
Quote public liabilityProtects your tools and equipment against theft and damage, on site, in the ute or in storage, depending on the policy.
Quote tools coverCan provide a weekly benefit if you're injured or sick and can't work.
Quote personal accidentCovers the works under construction against damage during the project, such as fire, storm or theft.
Quote contract worksGenerally compulsory if you employ workers, arranged under your state or territory scheme.
Quote workers compReviewed by Joshua Scutts, Shielded Insurance Brokers · Updated October 2026 · General information only
We know tradie insurance and what builders and clients expect you to carry.
Most tradies start with public liability insurance. Depending on your trade and how you work, you might also consider tools of trade cover, personal accident and sickness insurance, cover for your ute or van, contract works insurance and – if you employ staff – workers compensation. We'll help you work out which mix suits your business.
Requirements vary by trade, state and the type of work you do. Even where it isn't a legal requirement, many builders, head contractors, property managers and commercial clients ask to see a certificate of currency before you can start work. Tell us who you work for and we'll help you match the limit they ask for.
Tools of trade cover can include theft from a vehicle, but conditions often apply – for example, the vehicle may need to be locked and there may be signs of forced entry, and some policies limit cover for tools left in a vehicle overnight. Conditions vary between insurers, so we'll point out the differences when we compare options.
Generally, workers compensation covers your employees, not you as a self-employed sole trader. Personal accident and sickness insurance is designed to fill that gap by providing a benefit if you're unable to work because of an injury or illness, depending on the policy terms.
Contract works insurance covers the building or project you're working on against damage during construction, such as fire, storm, theft or vandalism, depending on the policy. It's commonly used by builders and trades who take on renovation, extension or construction jobs, and some contracts require it.
Yes, we can quote your work vehicles alongside your liability and tools cover so everything is handled in one place. Depending on the insurer, cover for tools in the vehicle and signwriting may be available as an option.
Premiums depend on factors like your trade and the type of work you do, your turnover, the number of workers, the liability limit you need, the value of your tools and vehicles, your claims history and the excess you choose. Higher-risk work, such as working at heights, may affect price or availability.
Contact us at Shielded Insurance on 1800 97 98 99 as soon as possible. Claims can be notified 24/7, and we'll guide you through the process with the insurer so you can get back on the tools.
