Motor fleet insurance that puts every vehicle on one policy

Cars, utes and vans on one policy with one renewal date, and vehicles added or removed as your business changes. We compare 10+ insurers to find the right fit.

1800 97 98 99

Trusted by 30,000+ clients Australia-wide

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Comprehensive, third party property, hire car, windscreen and tools in vehicle options

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Compare motor fleet quotes

Free, no obligation. Same-day quotes available.

Cover options you want:

4.9 from 12,000+ reviews · #1 Top Brokerage 2025

One fleet. One policy.

Running several business vehicles on separate policies means separate renewals, separate paperwork and gaps that are easy to miss. We compare fleet cover across 10+ insurers and bring your cars, utes and vans together on one policy.

Business fleet of vans, utes and cars – motor fleet insurance by Shielded Insurance

How do you get started?

Three steps, and we do the legwork.

1

Start a quote.

Fill the quote form above, or call us on 1800 97 98 99.

2

We compare the market.

We go to 10+ insurers and come back with fleet options that fit your vehicles and how you use them. Same-day quotes available.

3

You're covered.

Pick the option that suits and we handle the paperwork.

Why choose Shielded

Named #1 Top Brokerage 2025, trusted by 30,000+ clients, and with you long after the policy is sold.

Fleet specialists

We insure business fleets every day, from trade businesses with a handful of utes to companies running cars and vans across several states.

Award-winning & highly reviewed

Named #1 Top Brokerage 2025 and rated 4.9/5 on Trustpilot and 4.7/5 on Google from over 12,000 reviews.

We handle renewals

We manage your renewals and help you add, swap or remove vehicles as your fleet changes through the year.

In your corner at claim time

Notify a claim 24/7. Our team deals with the insurer for you, so your drivers and vehicles get back on the road.

“The claims experience was made so easy.” – Scott B., Google review

What fleet owners say about us

Real reviews from businesses whose fleets and work vehicles we've insured across Australia.

Cover Options

Build the fleet cover your business needs. Mix and match on one quote.

Comprehensive

Cover for accidental damage, fire, theft and weather to your vehicles, plus liability for damage to other people's property.

Quote comprehensive

Third Party Property

Cover for damage your vehicles cause to other people's vehicles and property, for older or lower-value vehicles.

Quote third party

Hire Car

Helps keep your business moving with a replacement vehicle after an insured event, depending on the policy.

Quote hire car

Windscreen

Option to repair or replace windscreen and window glass, which may reduce or remove the excess on glass claims depending on the policy.

Quote windscreen

Tools in Vehicle

Cover for tools and equipment carried in your vehicles, subject to the policy conditions.

Quote tools cover

Heavy vehicles

Running trucks as well? We insure light rigids to prime movers on our truck insurance page.

Quote fleet cover

Motor fleet insurance at a glance

Reviewed by Joshua Scutts, Shielded Insurance Brokers · Updated October 2026 · General information only

Who needs it
Businesses running several cars, utes or vans – trades, services, sales teams, delivery and hire businesses.
What it covers
Depending on the policy: comprehensive or third party property cover, with options like hire car, windscreen and tools in vehicle.
What affects price
Number and type of vehicles, how and where they are used, driver ages and history, claims history and the excess you choose.
How we help
We compare 10+ insurers, keep your vehicle schedule up to date and handle claims with you.

Frequently Asked Questions

We know motor fleet insurance and what businesses need to keep vehicles on the road.

What is motor fleet insurance?

Motor fleet insurance covers several business vehicles under a single policy instead of insuring each vehicle separately. It typically means one renewal date, one set of paperwork and a simpler way to add or remove vehicles as your business changes.

How many vehicles do I need for a fleet policy?

It depends on the insurer – minimum vehicle numbers vary from one insurer to the next. If you have a few vehicles now and plan to grow, tell us and we'll find options that suit your current fleet.

What types of vehicles can be on a motor fleet policy?

Fleet policies commonly cover cars, utes, vans and light commercial vehicles, and some can include trailers or other vehicle types. If your business also runs heavy trucks, we can quote those through our truck insurance team.

Who can drive the vehicles on a fleet policy?

Many fleet policies allow any authorised, appropriately licensed driver to drive the vehicles, but some apply extra excesses for younger or less experienced drivers, or for drivers not named on the policy. We'll explain the driver conditions on each option we present.

Can I add or remove vehicles during the policy period?

Yes. With a fleet policy, vehicles can usually be added or removed as you buy, sell or replace them, with the premium adjusted accordingly. Let us know about changes as they happen so your vehicles are always covered.

Are tools and equipment in the vehicles covered?

Not always. Cover for tools and equipment carried in vehicles is often an optional extra with its own limits and conditions, such as the vehicle being locked. If your team carries tools, we'll include this in the quote or arrange separate tools of trade cover.

What affects the cost of motor fleet insurance?

Premiums depend on factors such as the number, type and value of your vehicles, how and where they are used, the ages and driving history of your drivers, your fleet's claims history, the cover options you choose and your excess.

Who do I contact to make a claim?

Contact us at Shielded Insurance on 1800 97 98 99 as soon as possible. Claims can be notified 24/7, and we'll guide you through the process with the insurer to get your vehicle back on the road.

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