From light rigids to B-doubles, we compare 10+ specialist transport insurers so you don't have to – and stay in your corner at claim time.
Trusted by 30,000+ clients Australia-wide
We aim to answer all calls within 3 seconds
Backed by our Price Promise
Comprehensive & third party, owned and non-owned trailers, downtime, cargo and public liability
We go to market across 10+ specialist transport insurers, so you can compare price and cover side by side without ringing around.
Three steps, and we do the legwork.
We go to 10+ insurers and come back with options that fit your operation. Same-day quotes available.
Pick the option that suits and we handle the paperwork.
Named #1 Top Brokerage 2025, trusted by 30,000+ clients, and with you long after the policy is sold.
We insure trucks every day, from owner-drivers with one rigid to operators running a fleet.
Named #1 Top Brokerage 2025 and rated 4.9/5 on Trustpilot and 4.7/5 on Google from over 12,000 reviews.
We manage your renewals and keep your cover up to date as your operation changes.
Notify a claim 24/7. Our team deals with the insurer for you, so you can get back on the road.
“The claims experience was made so easy.” – Scott B., Google review
Real reviews from transport operators and businesses we've insured across Australia.
“Ben has been absolutely outstanding to work with. He saved Goulburn Transport a substantial amount of money, and we couldn’t be happier with the result. His professionalism, knowledge, and can-do attitude were first class from start to finish. Ben went above and beyond, made the whole process simple, and delivered real value for our business.”
“Anytime you save money as a small business owner is great, but when a broker calls, leaves a message, calls again and leaves a message because they know you are busy and have another million things on your mind, that is when it really makes a difference. When everything in life is going up, we managed to save $60 per month on my truck insurance, and got better coverage than last year!”
“I had an excellent experience with Shielded Insurance Brokers, and especially with Dan who looked after my claim. The entire process was handled with professionalism, patience, and clear communication from start to finish… His support genuinely made a stressful situation much easier to manage, and thanks to his help my business was able to keep running without interruption.”
“Very professional and easy process, got the truck insured within 20 min. Great service.”
“We as a business have entrusted Shielded insurance brokers for many years & will continue to do so. Their knowledge & expertise is exceptional & they go the extra mile no matter what. Great team, great service & always chasing the best deal!”
“Ben Evans was extremely helpful. Quick to return calls and find the best cover for my truck and machinery. Pleasure to deal with and highly recommend.”
“We have been insured with Shielded for the last year and unfortunately had a break and enter and lost very valuable equipment. Alex Shipman and all the team at Shielded were excellent to deal with and managed my claim and had everything finalised fast. I’ve never had to make a claim like this and only ever heard bad stories so I assumed this was going to drag out for 6-9 months but I’d say we barely made it over 6 weeks. Very happy.”
“I was lost and didn't know where and how to get insurance on my refrigerator truck. Thank you Mitch for your quick and professional support. You seriously made it so easy for me. I highly recommend this company to everyone.”
“I had quotes from previous brokers and the pricing was outrageous. Kharn was my contact at Shielded. He was a legend. Did the work. Got multiple quotes fast, he was on the phone ringing me about any additional questions the insurance companies required from our company so he could get the quotes completed promptly. Highly recommend.”
“Dan dealt with my enquiry to insure my Isuzu truck. From the beginning there was little small talk which I liked. Straight to business. Dan problem solved to make it happen and assisted in finding us the right insurer…”
“The service was professional, responsive, and efficient throughout my recent insurance claim. They took much of the stress and hard work off my shoulders, guided me through the process, and helped achieve a quick resolution. Communication was excellent, and I always felt supported and informed.”
“I would totally recommend Shielded to anyone. I have just recently started a second business and Tim went above and beyond to secure the right insurance for my company. From start to finish he has been nothing but helpful and informative every step of the way.”
“Have had a long and stressful challenge dealing with my insurer however it turns out that my insurance broker actually provides the help! Worth going through a broker that really knows their stuff.”
“Dealing with Daniel with insurance for my Iveco truck was easy and he was very helpful. He was very knowledgeable and understood what I was looking for.”
“Tim Cantwell from the very first conversation has been a pleasure to deal with! Knows his stuff, responds instantly and is always available. First class customer service!!! A++ Thanks Tim!!!!”
“I dealt with Ben to enquire about insurance for my truck, he was extremely helpful and patient throughout the enquiry. This service is rare in today's climate and was an enjoyable experience. Thanks Ben.”
Build the cover your operation needs. Mix and match on one quote.
Comprehensive, third party fire & theft, or third party property cover for your truck and trailers.
Quote truck coverCover if your business causes injury or property damage to someone else.
Quote liabilityReplaces your income if you're injured or sick and can't drive.
Quote personal accidentWe insure all types of trucks, trailers and commercial vehicles across Australia. Select your vehicle type to learn more.
Reviewed by Joshua Scutts, Shielded Insurance Brokers · Updated October 2026 · General information only
We know truck insurance and insurance for transport operators.
In Australia, truck insurance typically includes comprehensive motor cover (accidental damage, fire, theft and weather), third party property damage, public liability, cargo/marine transit cover, downtime or loss-of-use cover, and personal accident insurance. At Shielded, we tailor a combination of these options to match your operation – whether you run a single rigid truck or a fleet of prime movers and trailers.
Several factors influence your premium including the type and value of your truck, your claims and driving history, the goods you carry, your operating radius (metro vs interstate), the level of excess you choose, and the cover options you select. For example, a prime mover hauling dangerous goods interstate will typically attract a higher premium than a light rigid truck doing local deliveries.
You can reduce your truck insurance costs by increasing your excess, bundling multiple vehicles or cover types into one policy, maintaining a clean claims history, and using an insurance broker like Shielded to compare quotes from multiple insurers. We compare rates from Zurich, NTI, CGU, Allianz, QBE and more to find competitive pricing for your situation.
In the event of an accident or claim, contact us at Shielded Insurance on 1800 97 98 99 or reach out to your insurer directly. We recommend notifying us as soon as possible so we can guide you through the claims process and help ensure a smooth outcome.
Yes, if you need full comprehensive coverage on a trailer you don't own, you'll need to list it on your policy. Some policies include default non-owned trailer coverage up to a certain limit (usually $50,000 to $100,000), but this typically covers liability only – not damage to the trailer itself. Talk to us about your towing arrangements so we can ensure you're properly covered.
Yes, comprehensive truck insurance policies in Australia include cover for both fire and theft as standard. Third party property damage policies do not include this – you need at least a third party fire and theft or comprehensive policy. If your truck is financed, your lender will usually require comprehensive cover.
Yes, if you're transporting dangerous goods (fuel, chemicals, gases etc.) you'll generally need specialist dangerous goods liability coverage. Limits can range significantly depending on the type of goods and the distances travelled, so it's important to discuss your specific requirements with us to ensure adequate protection.
Most truck insurance policies provide coverage across Australia, however some policies include a radius-of-operation limit based on what you declared when the policy was set up. If you travel outside your declared radius, additional excesses may apply or you may have issues at claim time. If your operations change, let us know so we can update your policy accordingly.
We compare quotes from a wide panel of Australian insurers including Zurich, NTI, HMIA, Penn, Global Transport (GT), ATL, CGU, Vero, Hollard, Allianz, and QBE. We're not limited to these – the best insurer depends on your truck type, what you carry, and how you operate. As brokers, we do the comparison work for you to find the most competitive and suitable cover.
Truck insurance premiums vary widely depending on the vehicle type and value, your claims history, the goods carried, and your operating radius. As a rough guide, a single rigid truck may cost between $2,000–$5,000 per year for comprehensive cover, while a prime mover and trailer combination could range from $5,000–$15,000 or more. The best way to get an accurate price is to request a free quote through Shielded.
