Protect your vacuum or sucker truck business with simple, affordable insurance. Get tailored coverage for hydrovacs, sewer trucks, and industrial cleaning vehicles. Fast, easy quotes!
Truck Insurance — Comprehensive and Third Party, Trailer (Owned and Non-Owned), Downtime Cover, Marine Carriers, Public Liability.
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This page provides essential information about insurance specifically designed for vacuum and sucker trucks, covering their unique risks and operational needs.
Running a business with a vacuum or 'sucker' truck means you do important work, often dealing with tough jobs like cleaning sewers, managing spills, or digging safely. But these big, powerful machines come with big risks. Just like you wouldn't drive your car without insurance, your special truck needs special protection. This isn't just any truck insurance; it's coverage designed for the unique challenges your vacuum or sucker truck faces every day.
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We can provide different levels of cover for transport operators
Questions about Vacuum / Sucker Truck Insurance and General Enquiries
A vacuum or sucker truck is a large commercial vehicle equipped with a powerful vacuum system. It's used to suck up liquids, sludge, soil (like for hydro excavation), and other materials. They are common in construction, plumbing, municipal services, and industrial cleaning.
Regular commercial auto insurance often doesn't cover the specialized risks of a vacuum truck. It might not account for the high value of the specialized equipment, the dangers of the work performed (like digging or handling hazardous waste), or potential environmental liabilities from spills. Specialized insurance fills these gaps.
Businesses involved in hydro excavation, plumbing, sewer cleaning, septic services, industrial cleaning, waste management, environmental cleanup, oil and gas services, and any company that uses these trucks for material removal or transport will need this type of coverage.
You can often save by maintaining a good driving record, investing in safety training for your drivers, having modern safety features on your trucks, and bundling multiple policies. Working with an experienced insurance provider who understands specialty trucks can also help you find the best rates.
Yes, a good policy for vacuum/sucker trucks typically includes coverage for the specialized equipment, like the vacuum pump, tanks, and hoses. This can be part of your overall truck damage coverage or a specific 'equipment breakdown' feature.
Truck insurance typically consists of liability coverage, cargo coverage, comprehensive coverage, and personal accident insurance. We can tailor options to suit you.
A few factors that can affect your premium include the type of vehicle you drive, your driving record, the type and amount of coverage you choose, and the amount of your excess also known as a deductible.
You can lower your truck insurance premium by increasing your excess, shopping around for the best rate by using us as your insurance broker (we do the work for you!), and maintaining a good driving record.
In the event of an accident or claim, you should contact your us or your insurer right away.
Yes, if you need full comprehensive coverage on the trailer you will need to list the trailer on your policy. Some policies will include some default coverage up to a certain limit (usually $50,000 to 100,000) but this is usually for a liability aspect only.
Yes, comprehensive truck insurance policies provide coverage for theft and fire.
Generally speaking, you will need to take out dangerous goods liability coverage for protection. These limits can range so it's important you talk to us.
It's important to note though that some policies will have radius limits on them depending what you declared when setting up the policy. If you go outside of this radius limit there may be extra excesses applicable or issues in a claim.
Shielded uses quite a few when we quote and compare. These include Zurich, NTI, HMIA, Penn, Global Transport (GT), ATL, CGU, Vero, Hollard, Allianz, and QBE. Keep in mind we're not limited to these insurers, others do exist. It all comes down to what type of truck it is and what the purpose the truck will be used for.
