Protect your waste & garbage trucks with affordable, essential insurance. Get simple coverage for accidents, damage, and liability. Get a free quote today!
Truck Insurance — Comprehensive and Third Party, Trailer (Owned and Non-Owned), Downtime Cover, Marine Carriers, Public Liability.
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This page explains waste and garbage truck insurance, detailing coverage options, reasons for its necessity, and who needs it, providing straightforward answers to common questions for businesses in waste management.
Running a business that handles waste means you have a big job, and big trucks! These specialized vehicles, like your garbage trucks and waste haulers, are vital but also come with big risks. What happens if there's an accident? This is where Waste & Garbage Truck Insurance comes in. It’s designed to protect your valuable trucks, your business, and your peace of mind.
We make truck insurance fast and easy at Shielded. Get a quote today.
Fill the quote form above, or call us on 1800 97 98 99.
Our team will procure competitive quotes.
Choose your option and recieve your policy documents.
Protect yourself with a policy backed by a reputable and award winning insurance advisor.
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We can provide different levels of cover for transport operators
Questions about Waste & Garbage Truck Insurance and General Enquiries
Yes, it is! Waste and garbage trucks have unique risks, like carrying heavy, sometimes hazardous loads, and operating in residential areas. Standard commercial truck insurance might not cover these specific challenges, so you need a specialized policy.
The cost varies greatly. It depends on things like the type and number of trucks you have, where you operate, your driving history, and the coverage limits you choose. The best way to find out is to get a free, no-obligation quote tailored to your business.
Usually, you'll need details about your business (like your business name and address), information about your trucks (VIN, make, model, year), and details about your drivers (driving history). Having this ready makes getting a quote much faster.
Truck insurance typically consists of liability coverage, cargo coverage, comprehensive coverage, and personal accident insurance. We can tailor options to suit you.
A few factors that can affect your premium include the type of vehicle you drive, your driving record, the type and amount of coverage you choose, and the amount of your excess also known as a deductible.
You can lower your truck insurance premium by increasing your excess, shopping around for the best rate by using us as your insurance broker (we do the work for you!), and maintaining a good driving record.
In the event of an accident or claim, you should contact your us or your insurer right away.
Yes, if you need full comprehensive coverage on the trailer you will need to list the trailer on your policy. Some policies will include some default coverage up to a certain limit (usually $50,000 to 100,000) but this is usually for a liability aspect only.
Yes, comprehensive truck insurance policies provide coverage for theft and fire.
Generally speaking, you will need to take out dangerous goods liability coverage for protection. These limits can range so it's important you talk to us.
It's important to note though that some policies will have radius limits on them depending what you declared when setting up the policy. If you go outside of this radius limit there may be extra excesses applicable or issues in a claim.
Shielded uses quite a few when we quote and compare. These include Zurich, NTI, HMIA, Penn, Global Transport (GT), ATL, CGU, Vero, Hollard, Allianz, and QBE. Keep in mind we're not limited to these insurers, others do exist. It all comes down to what type of truck it is and what the purpose the truck will be used for.
