Protect your valuable drop deck trailer with affordable, reliable insurance. Get coverage for damage, theft, and liability. Simple plans for heavy haulers. Get a quote today!
Truck Insurance — Comprehensive and Third Party, Trailer (Owned and Non-Owned), Downtime Cover, Marine Carriers, Public Liability.
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Learn about essential drop deck trailer insurance coverage to protect your specialized hauling equipment from damage, theft, and liability, crucial for heavy haul businesses.
Do you own or use a drop deck trailer? These special trailers, also known as step decks or lowboys, are fantastic for moving tall or heavy stuff. But just like any valuable equipment, they need protection. That's where 'Drop Deck Trailer Insurance' comes in. It's like a safety net for your trailer, making sure you're covered if something goes wrong.
We make truck insurance fast and easy at Shielded. Get a quote today.
Fill the quote form above, or call us on 1800 97 98 99.
Our team will procure competitive quotes.
Choose your option and recieve your policy documents.
Protect yourself with a policy backed by a reputable and award winning insurance advisor.
Our team are professional and experienced in truck insurance.
Shielded is an award winning insurance advisor with thousands of 5 star reviews.
Our team will manage your renewals and keep you informed and up to date.
Notify of a claim 24/7 365 days a year.
We can provide different levels of cover for transport operators
Questions about Drop Deck Trailer Insurance and General Enquiries
A drop deck trailer (also called a step deck or lowboy) is a special type of flatbed trailer with a lower main deck. This design lets it carry taller or heavier loads that might not fit on a standard flatbed.
Yes, in most cases, if you're using your drop deck trailer for commercial purposes, you are legally required to have certain types of insurance, especially liability coverage.
It typically protects your trailer from physical damage (like accidents, fire, vandalism), theft, and covers liability if your trailer causes damage or injury to others. You can often add cargo coverage for the goods you're hauling.
The cost varies a lot based on your trailer's value, how you use it, your driving history, and the coverage limits you choose. It's best to get a personalized quote to find out what's right for you.
Yes, cargo coverage is a very important add-on for drop deck trailer insurance. It protects the valuable items you're transporting from damage, loss, or theft during transit.
Truck insurance typically consists of liability coverage, cargo coverage, comprehensive coverage, and personal accident insurance. We can tailor options to suit you.
A few factors that can affect your premium include the type of vehicle you drive, your driving record, the type and amount of coverage you choose, and the amount of your excess also known as a deductible.
You can lower your truck insurance premium by increasing your excess, shopping around for the best rate by using us as your insurance broker (we do the work for you!), and maintaining a good driving record.
In the event of an accident or claim, you should contact your us or your insurer right away.
Yes, if you need full comprehensive coverage on the trailer you will need to list the trailer on your policy. Some policies will include some default coverage up to a certain limit (usually $50,000 to 100,000) but this is usually for a liability aspect only.
Yes, comprehensive truck insurance policies provide coverage for theft and fire.
Generally speaking, you will need to take out dangerous goods liability coverage for protection. These limits can range so it's important you talk to us.
It's important to note though that some policies will have radius limits on them depending what you declared when setting up the policy. If you go outside of this radius limit there may be extra excesses applicable or issues in a claim.
Shielded uses quite a few when we quote and compare. These include Zurich, NTI, HMIA, Penn, Global Transport (GT), ATL, CGU, Vero, Hollard, Allianz, and QBE. Keep in mind we're not limited to these insurers, others do exist. It all comes down to what type of truck it is and what the purpose the truck will be used for.
