Hino Truck Insurance

1800 97 98 99

Protect your Hino truck and business with affordable, reliable Hino truck insurance. Get a free quote today and drive with peace of mind. Simple, easy coverage.

Truck Insurance — Comprehensive and Third Party, Trailer (Owned and Non-Owned), Downtime Cover, Marine Carriers, Public Liability.

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Hino Truck Insurance

This page provides essential information about Hino truck insurance, covering types of coverage, why it's important for businesses, and how to get a quote to protect Hino trucks from risks like accidents, theft, and damage.

Own a Hino truck? You know it's a big investment for your business. Just like any important tool, it needs protection. Hino truck insurance is here to keep your truck, your business, and your money safe from unexpected problems on the road. Don't let a bump in the road become a major setback!

Driving a Hino truck means you're doing serious business, and serious business needs serious protection. Hino truck insurance isn't just a good idea; it's often the law, and it’s always smart for your wallet.
What Does Hino Truck Insurance Cover?
Think of it as a safety net for your truck and your business. It can help with things like:


  • Accidents: If your Hino truck gets into a crash, this insurance can pay for repairs to your truck, or even help pay for damage to other cars or property.
  • Damage to Your Truck: Beyond accidents, what if your truck is stolen, catches fire, or gets damaged in a storm? This insurance can help cover the costs to fix or replace it.
  • Legal Costs: If someone gets hurt or their property is damaged because of your truck, they might sue you. Insurance can help pay for legal fees and any money you owe them.
  • Medical Bills: If you or your passengers get hurt in an accident involving your Hino, some policies can help with medical costs.
Why Do You Need It?

  • It's the Law: In most places, you must have insurance to drive a commercial vehicle like a Hino truck.
  • Protects Your Money: Accidents, thefts, or big repairs can cost thousands, even tens of thousands of dollars. Insurance steps in so you don't have to pay everything out of your own pocket.
  • Keeps Your Business Moving: If your truck is out of commission, your business stops. Insurance helps get you back on the road faster.
  • Peace of Mind: Knowing you're covered lets you focus on your job, not worrying about 'what if'.

Getting the right Hino truck insurance means looking at what you use your truck for, how far you drive, and what kind of goods you carry. We make it easy to understand and find the perfect plan that fits your needs and budget. Get a free quote today and see how simple protecting your Hino can be!

How do you get started?

We make truck insurance fast and easy at Shielded. Get a quote today.

1

Start a quote.

Fill the quote form above, or call us on 1800 97 98 99.

2

Quotes gathered.

Our team will procure competitive quotes.

3

You're covered.

Choose your option and recieve your policy documents.

Why choose Shielded

Protect yourself with a policy backed by a reputable and award winning insurance advisor.

Professional

Our team are professional and experienced in truck insurance.

Highly Reviewed

Shielded is an award winning insurance advisor with thousands of 5 star reviews.

Renewal Management

Our team will manage your renewals and keep you informed and up to date.

24/7 Claims

Notify of a claim 24/7 365 days a year.

Cover Options

We can provide different levels of cover for transport operators

Commercial Motor

Third party to comprehensive motor cover.

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Public Liability

Protection for third party property damage or personal injury.

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Downtime

Income whilst your motor vehicle is off the road.

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Marine and Cargo

Protection for goods in transit.

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Personal Accident

Protect your income from injury or sickness.

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Workers Compensation

Protection for your employees and workers.

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Frequently Asked Questions

Questions about Hino Truck Insurance and General Enquiries

Do I really need special insurance for my Hino truck?

Yes, absolutely! Hino trucks are commercial vehicles, meaning they're used for business. They require specific commercial truck insurance, not just regular car insurance. This type of policy covers the bigger risks and higher values associated with commercial operations.

What types of coverage are most important for Hino trucks?

Key coverages include Liability Insurance (for damage/injury to others), Physical Damage Coverage (for your truck's repairs/replacement), and sometimes Cargo Insurance (for goods you're hauling). Your exact needs depend on how you use your truck.

How can I get a quote for Hino truck insurance?

Getting a quote is easy! You'll need some basic information about your Hino truck (model, year), how you use it, and your driving history. Many companies offer free online quotes or you can speak directly with an insurance expert to find the best deal.

What type of truck insurance is available?

Truck insurance typically consists of liability coverage, cargo coverage, comprehensive coverage, and personal accident insurance. We can tailor options to suit you.

What factors affect my premium and quote price?

A few factors that can affect your premium include the type of vehicle you drive, your driving record, the type and amount of coverage you choose, and the amount of your excess also known as a deductible.

How to get cheaper truck insurance?

You can lower your truck insurance premium by increasing your excess, shopping around for the best rate by using us as your insurance broker (we do the work for you!), and maintaining a good driving record.

Who do I contact in a claim?

In the event of an accident or claim, you should contact your us or your insurer right away.

Do I need extra cover when towing other owners trailers?

Yes, if you need full comprehensive coverage on the trailer you will need to list the trailer on your policy. Some policies will include some default coverage up to a certain limit (usually $50,000 to 100,000) but this is usually for a liability aspect only.

Does truck insurance cover fire and theft?

Yes, comprehensive truck insurance policies provide coverage for theft and fire.

Do I need more cover if I'm carting dangerous goods?

Generally speaking, you will need to take out dangerous goods liability coverage for protection. These limits can range so it's important you talk to us.

Am I covered Australia Wide?

It's important to note though that some policies will have radius limits on them depending what you declared when setting up the policy. If you go outside of this radius limit there may be extra excesses applicable or issues in a claim.

Which insurers are available for truck insurance?

Shielded uses quite a few when we quote and compare. These include Zurich, NTI, HMIA, Penn, Global Transport (GT), ATL, CGU, Vero, Hollard, Allianz, and QBE. Keep in mind we're not limited to these insurers, others do exist. It all comes down to what type of truck it is and what the purpose the truck will be used for.