Protect your business with specialized Rigid Truck Insurance. Get clear, simple coverage for your truck, goods, and team. Compare quotes easily and secure peace of mind today!
Truck Insurance — Comprehensive and Third Party, Trailer (Owned and Non-Owned), Downtime Cover, Marine Carriers, Public Liability.
By applying for a quote you are accepting our privacy policy, terms of engagement and financial services guide.
This page explains rigid truck insurance in simple terms, covering what it is, why it's essential for businesses, what common policies cover, and answers frequently asked questions for truck owners.
Do you own or operate a 'rigid truck' for your business? You know these hardworking vehicles are vital. But what happens if there's an accident, theft, or damage? Rigid Truck Insurance is your essential safety net. It helps protect your valuable truck, the goods you carry, and your business from unexpected costs.
We make truck insurance fast and easy at Shielded. Get a quote today.
Fill the quote form above, or call us on 1800 97 98 99.
Our team will procure competitive quotes.
Choose your option and recieve your policy documents.
Protect yourself with a policy backed by a reputable and award winning insurance advisor.
Our team are professional and experienced in truck insurance.
Shielded is an award winning insurance advisor with thousands of 5 star reviews.
Our team will manage your renewals and keep you informed and up to date.
Notify of a claim 24/7 365 days a year.
We can provide different levels of cover for transport operators
Questions about Rigid Truck Insurance and General Enquiries
A rigid truck is a single, complete vehicle where the cab, engine, and cargo area are all permanently fixed together on one frame. It doesn't detach like a truck and separate trailer setup.
Yes, in most places, if you operate a rigid truck for commercial purposes, at least a basic level of third-party insurance is legally required before it can be on the road.
Basic rigid truck insurance typically covers the truck itself and liability for damage you cause to others. Coverage for the goods you transport (known as 'Goods in Transit' insurance) is usually an extra option you can add to your policy for full protection.
Truck insurance typically consists of liability coverage, cargo coverage, comprehensive coverage, and personal accident insurance. We can tailor options to suit you.
A few factors that can affect your premium include the type of vehicle you drive, your driving record, the type and amount of coverage you choose, and the amount of your excess also known as a deductible.
You can lower your truck insurance premium by increasing your excess, shopping around for the best rate by using us as your insurance broker (we do the work for you!), and maintaining a good driving record.
In the event of an accident or claim, you should contact your us or your insurer right away.
Yes, if you need full comprehensive coverage on the trailer you will need to list the trailer on your policy. Some policies will include some default coverage up to a certain limit (usually $50,000 to 100,000) but this is usually for a liability aspect only.
Yes, comprehensive truck insurance policies provide coverage for theft and fire.
Generally speaking, you will need to take out dangerous goods liability coverage for protection. These limits can range so it's important you talk to us.
It's important to note though that some policies will have radius limits on them depending what you declared when setting up the policy. If you go outside of this radius limit there may be extra excesses applicable or issues in a claim.
Shielded uses quite a few when we quote and compare. These include Zurich, NTI, HMIA, Penn, Global Transport (GT), ATL, CGU, Vero, Hollard, Allianz, and QBE. Keep in mind we're not limited to these insurers, others do exist. It all comes down to what type of truck it is and what the purpose the truck will be used for.
