B-Double Insurance

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Protect your B-Double truck with specialized insurance. Get simple, easy-to-understand coverage for your valuable rig, cargo, and business. Get a free quote today!

Truck Insurance — Comprehensive and Third Party, Trailer (Owned and Non-Owned), Downtime Cover, Marine Carriers, Public Liability.

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B-Double Insurance

This page provides simple, clear information on B-Double truck insurance, explaining what it covers, why it's essential for heavy haulage businesses, and how to get specialized protection for vehicles, trailers, and cargo.

So, you operate a B-Double truck – that’s a big deal! These powerful rigs are essential for moving huge amounts of goods across our country. But with big trucks come big responsibilities and big risks. That's why you need special 'B-Double Insurance'. It's not just any truck insurance; it's tailor-made to protect your valuable B-Double, the goods it carries, and your business from unexpected problems on the road.

What is a B-Double Truck?
First off, let's quickly explain what we mean by a B-Double. It's a type of truck combination with a prime mover (the front engine part) towing two semi-trailers. The first trailer is connected directly to the prime mover, and the second trailer is connected to the first. This setup allows for carrying much larger loads than a single semi-trailer. They are vital for logistics and transport.

Why Do You Need Special B-Double Insurance?
Because B-Doubles are larger, heavier, and carry more valuable cargo, they face unique risks. Regular truck insurance often won't cut it.


  • High Value: The prime mover and two trailers together are a very significant investment. If something goes wrong, repair or replacement costs can be massive.

  • Heavy Loads: You're moving a lot of weight. Accidents involving B-Doubles can be more serious, causing more damage to other vehicles, property, or people.

  • Complex Operations: Driving and maneuvering a B-Double requires specific skills, and specific risks come with its size and complexity.

  • Business Impact: If your B-Double is out of action, your business stops earning money. Good insurance helps you get back on the road faster.

What Does B-Double Insurance Typically Cover?
This specialized insurance is designed to give you peace of mind. While policies can differ, common things it covers include:


  • Damage to Your B-Double: This protects your prime mover and both trailers if they're damaged in an accident, fire, theft, or even natural events like storms.

  • Damage to Other People's Property: If your B-Double causes damage to another vehicle, property, or even injury to someone, this part of the insurance helps cover those costs. This is often called 'Third Party Liability'.

  • Your Cargo: The goods you're transporting are valuable. Cargo insurance (often part of a B-Double policy) protects these goods from loss or damage during transit.

  • Roadside Assistance & Breakdown: Some policies offer help if your truck breaks down, including towing and repairs.

  • Business Interruption: If an accident stops you from working, some policies can help cover your lost income for a period.

Why Choose Specialist B-Double Coverage?
Regular truck insurance might not fully understand or cover the unique risks associated with a B-Double. A specialist policy ensures you have adequate protection, tailored to the specific needs of your operation. It means you won't be caught out by unexpected costs or find yourself underinsured.

Ready to protect your valuable asset and livelihood? Getting the right B-Double insurance doesn't have to be complicated.

How do you get started?

We make truck insurance fast and easy at Shielded. Get a quote today.

1

Start a quote.

Fill the quote form above, or call us on 1800 97 98 99.

2

Quotes gathered.

Our team will procure competitive quotes.

3

You're covered.

Choose your option and recieve your policy documents.

Why choose Shielded

Protect yourself with a policy backed by a reputable and award winning insurance advisor.

Professional

Our team are professional and experienced in truck insurance.

Highly Reviewed

Shielded is an award winning insurance advisor with thousands of 5 star reviews.

Renewal Management

Our team will manage your renewals and keep you informed and up to date.

24/7 Claims

Notify of a claim 24/7 365 days a year.

Cover Options

We can provide different levels of cover for transport operators

Commercial Motor

Third party to comprehensive motor cover.

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Public Liability

Protection for third party property damage or personal injury.

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Downtime

Income whilst your motor vehicle is off the road.

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Marine and Cargo

Protection for goods in transit.

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Personal Accident

Protect your income from injury or sickness.

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Workers Compensation

Protection for your employees and workers.

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Frequently Asked Questions

Questions about B-Double Insurance and General Enquiries

What exactly is a B-Double truck?

A B-Double is a large truck made up of a prime mover (the front engine part) connected to two trailers. The first trailer hitches directly to the prime mover, and the second trailer connects to the first, allowing for much bigger loads.

Why can't I just use standard truck insurance for my B-Double?

B-Doubles are much larger and carry heavier loads, which means they come with bigger risks and higher values. Standard truck insurance might not offer enough coverage for such a big asset, its two trailers, or the potential damage it could cause. Specialist B-Double insurance is designed for these specific needs.

What does B-Double insurance typically cover?

It usually covers damage to your prime mover and both trailers, damage your truck might cause to other people's property or vehicles (third-party liability), and often the valuable cargo you're transporting. Some policies also include breakdown assistance or cover for lost income if your truck is out of action.

How do I get a quote for B-Double insurance?

Getting a quote is easy! You'll typically need to provide details about your B-Double (make, model, year), its value, what you transport, your driving history, and where you operate. An insurance expert can then help you find the best policy for your specific needs.

What type of truck insurance is available?

Truck insurance typically consists of liability coverage, cargo coverage, comprehensive coverage, and personal accident insurance. We can tailor options to suit you.

What factors affect my premium and quote price?

A few factors that can affect your premium include the type of vehicle you drive, your driving record, the type and amount of coverage you choose, and the amount of your excess also known as a deductible.

How to get cheaper truck insurance?

You can lower your truck insurance premium by increasing your excess, shopping around for the best rate by using us as your insurance broker (we do the work for you!), and maintaining a good driving record.

Who do I contact in a claim?

In the event of an accident or claim, you should contact your us or your insurer right away.

Do I need extra cover when towing other owners trailers?

Yes, if you need full comprehensive coverage on the trailer you will need to list the trailer on your policy. Some policies will include some default coverage up to a certain limit (usually $50,000 to 100,000) but this is usually for a liability aspect only.

Does truck insurance cover fire and theft?

Yes, comprehensive truck insurance policies provide coverage for theft and fire.

Do I need more cover if I'm carting dangerous goods?

Generally speaking, you will need to take out dangerous goods liability coverage for protection. These limits can range so it's important you talk to us.

Am I covered Australia Wide?

It's important to note though that some policies will have radius limits on them depending what you declared when setting up the policy. If you go outside of this radius limit there may be extra excesses applicable or issues in a claim.

Which insurers are available for truck insurance?

Shielded uses quite a few when we quote and compare. These include Zurich, NTI, HMIA, Penn, Global Transport (GT), ATL, CGU, Vero, Hollard, Allianz, and QBE. Keep in mind we're not limited to these insurers, others do exist. It all comes down to what type of truck it is and what the purpose the truck will be used for.