- Accidents and Collisions: If your sweeper truck is involved in an accident, this coverage helps pay for repairs to your truck, and also damage your truck might cause to other vehicles or property.
- Damage to Others (Liability): This is super important. If your sweeper truck causes an accident that injures someone or damages their property (like a fence or another car), liability insurance helps cover those costs. Without it, you could be facing very expensive lawsuits.
- Other Damages (Comprehensive): This covers your truck for things other than collisions, such as theft, fire, vandalism, falling objects, or even damage from natural disasters like storms.
- Medical Payments: Helps pay for medical bills if you, your drivers, or passengers are injured in an accident involving your sweeper truck, regardless of who was at fault.
- Uninsured/Underinsured Motorist: Protects you if your truck is hit by another driver who doesn't have enough (or any) insurance to cover your damages.