A side loader is a type of forklift that carries loads on its side. This unique design allows it to handle long items like timber, pipes, or steel beams in narrow aisles. Because they're specialized and often operate in challenging environments, they face specific risks.
Our Side Loader Insurance acts as a safety net for your business. It's not just about covering the machine itself; it's about protecting your operations and your finances. Here's what this insurance typically covers:
- Damage to Your Side Loader: If your side loader gets damaged from an accident, fire, or even a natural event like a storm, this insurance can help cover the repair or replacement costs. This includes damage from rollovers, collisions, or falling objects.
- Theft: Losing a valuable piece of equipment like a side loader to theft can be a huge blow. Our insurance helps replace it, so your business isn't left without its essential tools.
- Public Liability: Accidents happen. If your side loader causes injury to another person or damages someone else's property, you could be held responsible. This part of the insurance helps cover legal costs and compensation, protecting your business from potentially huge claims.
- Breakdown: While not always included, some policies can offer cover for mechanical or electrical breakdown, helping you get back on track faster.