Protect your vital road train operations with specialized insurance. Get comprehensive coverage for your trucks, trailers, cargo, and liabilities across Australia. Find your best quote today!
Truck Insurance — Comprehensive and Third Party, Trailer (Owned and Non-Owned), Downtime Cover, Marine Carriers, Public Liability.
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This page explains Road Train Insurance, specialized coverage essential for operators of multi-trailer trucks, detailing its importance, common protections, and how it safeguards heavy transport businesses.
Got a big rig, or perhaps a few powerful trucks linked together? We're talking about Road Trains – those incredibly long vehicles with multiple trailers, often seen moving huge loads across vast distances. Because these giants are so vital (and valuable!), they need very specific protection. That's where Road Train Insurance comes in. It's not just any truck insurance; it's tailor-made for these powerful beasts and the important cargo they carry, keeping your business safe and sound.
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Questions about Road Train Insurance and General Enquiries
A Road Train is a very long heavy vehicle made up of a prime mover (the truck engine part) and two or more trailers, often seen moving huge loads across long distances, especially in Australia.
While specific requirements can vary, basic liability insurance is generally mandatory for all vehicles. For road trains, specialized insurance is essential to cover the high risks and value, and is often a requirement for contracts and regulatory compliance.
Road train insurance is specifically designed for the unique challenges of multi-trailer vehicles, higher cargo values, and increased liability risks that standard truck insurance policies might not fully or adequately address.
Policies can often be tailored to your specific operations. It's best to discuss your typical setups and routes with an insurance specialist to ensure you're fully covered, no matter how many trailers you're pulling.
The best way is to speak to an insurance broker or a specialist company that understands road trains. They will gather details about your vehicles, cargo, routes, and business needs to find the most suitable and cost-effective policy for you.
Truck insurance typically consists of liability coverage, cargo coverage, comprehensive coverage, and personal accident insurance. We can tailor options to suit you.
A few factors that can affect your premium include the type of vehicle you drive, your driving record, the type and amount of coverage you choose, and the amount of your excess also known as a deductible.
You can lower your truck insurance premium by increasing your excess, shopping around for the best rate by using us as your insurance broker (we do the work for you!), and maintaining a good driving record.
In the event of an accident or claim, you should contact your us or your insurer right away.
Yes, if you need full comprehensive coverage on the trailer you will need to list the trailer on your policy. Some policies will include some default coverage up to a certain limit (usually $50,000 to 100,000) but this is usually for a liability aspect only.
Yes, comprehensive truck insurance policies provide coverage for theft and fire.
Generally speaking, you will need to take out dangerous goods liability coverage for protection. These limits can range so it's important you talk to us.
It's important to note though that some policies will have radius limits on them depending what you declared when setting up the policy. If you go outside of this radius limit there may be extra excesses applicable or issues in a claim.
Shielded uses quite a few when we quote and compare. These include Zurich, NTI, HMIA, Penn, Global Transport (GT), ATL, CGU, Vero, Hollard, Allianz, and QBE. Keep in mind we're not limited to these insurers, others do exist. It all comes down to what type of truck it is and what the purpose the truck will be used for.
