- Accidents (Liability Coverage): This is a must-have by law. It covers damage or injuries you might cause to others if you're at fault in an accident.
- Your Truck (Physical Damage Coverage): Pays to fix or replace your Kenworth if it's damaged in an accident, fire, theft, vandalism, or other covered events.
- Your Cargo (Motor Truck Cargo Coverage): Protects the goods you're hauling if they get lost or damaged while in transit.
- Non-Trucking Liability: Covers you when your truck is being used for personal reasons and not hauling for business.
- Downtime Protection: Helps cover your income if your truck is out of commission after an accident, meaning you can't earn money.
- Roadside Help: Can cover things like towing or repairs if your Kenworth breaks down far from home.