Tilt Tray Insurance

Yes, it is! While regular truck insurance might cover basic risks, Tilt Tray Insurance is specially designed for the unique operations of a tilt tray truck. It often includes cover for the items you're carrying and specific risks associated with loading/unloading that standard policies might miss.

While specific laws vary, if you use your tilt tray truck for business, you'll almost certainly need commercial vehicle insurance, which often includes or requires specialist tilt tray cover. It's crucial for protecting your business from financial ruin due to accidents or damage, and often a legal requirement for road use.

The best way is to speak with an insurance broker who specializes in commercial vehicle or transport insurance. They can help you find a policy that fits your specific needs and truck usage. You can often start by getting a quick online quote through a specialist provider.

Yes, a good Tilt Tray Insurance policy should include 'Goods in Transit' or 'Carriage of Goods' cover, which protects the vehicles or items you are transporting against damage or loss while they are on your tilt tray. This is a key feature that sets it apart from standard policies.

Truck insurance typically consists of liability coverage, cargo coverage, comprehensive coverage, and personal accident insurance. We can tailor options to suit you.

A few factors that can affect your premium include the type of vehicle you drive, your driving record, the type and amount of coverage you choose, and the amount of your excess also known as a deductible.

You can lower your truck insurance premium by increasing your excess, shopping around for the best rate by using us as your insurance broker (we do the work for you!), and maintaining a good driving record.

In the event of an accident or claim, you should contact your us or your insurer right away.

Yes, if you need full comprehensive coverage on the trailer you will need to list the trailer on your policy. Some policies will include some default coverage up to a certain limit (usually $50,000 to 100,000) but this is usually for a liability aspect only.

Yes, comprehensive truck insurance policies provide coverage for theft and fire.

Generally speaking, you will need to take out dangerous goods liability coverage for protection. These limits can range so it's important you talk to us.

It's important to note though that some policies will have radius limits on them depending what you declared when setting up the policy. If you go outside of this radius limit there may be extra excesses applicable or issues in a claim.

Shielded uses quite a few when we quote and compare. These include Zurich, NTI, HMIA, Penn, Global Transport (GT), ATL, CGU, Vero, Hollard, Allianz, and QBE. Keep in mind we're not limited to these insurers, others do exist. It all comes down to what type of truck it is and what the purpose the truck will be used for.