- It's the Law: In most places, it’s illegal to drive a commercial vehicle without proper insurance. It keeps you compliant and out of trouble.
- Accident Protection: If your DAF truck is involved in a crash, repairs can be very costly. This insurance helps pay for the damage to your truck.
- Protection for Others: If you accidentally cause damage to another vehicle or property, or even injure someone, your insurance will cover those costs. This is called 'third-party liability' and it's super important.
- Theft & Fire: Sadly, trucks can be stolen or damaged by fire. Insurance helps replace your truck or cover repair costs if this happens.
- Cover for Your Cargo: Many policies can also include cover for the goods you are transporting, which is crucial for most DAF truck owners.
- Business Continuity: Without your truck, your business could stop. Insurance helps get you back on the road quickly, minimizing lost income.