Protect your flatbed or tray truck business with essential insurance coverage. Get a free quote for liability, cargo, and physical damage protection today!
Truck Insurance — Comprehensive and Third Party, Trailer (Owned and Non-Owned), Downtime Cover, Marine Carriers, Public Liability.
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This page provides comprehensive information on flatbed and tray truck insurance, detailing essential coverages like liability, physical damage, and cargo protection to help commercial operators safeguard their business assets and operations.
Running a business with a flatbed or tray truck means you're always on the move, hauling important goods. But what if something goes wrong? Flatbed & Tray Truck Insurance is your essential safety net. It protects your truck, your cargo, and your business from unexpected accidents, damage, or other costly issues. Get peace of mind knowing you're covered!
We make truck insurance fast and easy at Shielded. Get a quote today.
Fill the quote form above, or call us on 1800 97 98 99.
Our team will procure competitive quotes.
Choose your option and recieve your policy documents.
Protect yourself with a policy backed by a reputable and award winning insurance advisor.
Our team are professional and experienced in truck insurance.
Shielded is an award winning insurance advisor with thousands of 5 star reviews.
Our team will manage your renewals and keep you informed and up to date.
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We can provide different levels of cover for transport operators
Questions about Flatbed & Tray Truck Insurance and General Enquiries
Both are trucks with an open, flat bed. 'Flatbed' is a general term, while 'tray truck' often refers to a truck with an open bed that might have sides, especially common in Australia and New Zealand. Functionally, for insurance purposes, they face similar risks.
Yes, almost every state or region requires commercial vehicles, including flatbed and tray trucks, to carry specific levels of insurance, especially liability coverage, to operate legally on public roads.
Yes, a crucial part of flatbed and tray truck insurance is 'Cargo Insurance' (also known as Motor Truck Cargo insurance). This specific coverage helps protect the goods, equipment, or materials you are transporting against loss, theft, or damage.
Getting a quote is easy! Simply contact an insurance provider specializing in commercial truck insurance. You'll need to provide details about your truck, its usage, your driving history, and the type of goods you typically haul.
Potentially! Many insurers offer discounts for safe driving records, experienced drivers, having multiple policies with the same provider, or installing certain safety features on your truck. Ask your insurance provider about available discounts.
Truck insurance typically consists of liability coverage, cargo coverage, comprehensive coverage, and personal accident insurance. We can tailor options to suit you.
A few factors that can affect your premium include the type of vehicle you drive, your driving record, the type and amount of coverage you choose, and the amount of your excess also known as a deductible.
You can lower your truck insurance premium by increasing your excess, shopping around for the best rate by using us as your insurance broker (we do the work for you!), and maintaining a good driving record.
In the event of an accident or claim, you should contact your us or your insurer right away.
Yes, if you need full comprehensive coverage on the trailer you will need to list the trailer on your policy. Some policies will include some default coverage up to a certain limit (usually $50,000 to 100,000) but this is usually for a liability aspect only.
Yes, comprehensive truck insurance policies provide coverage for theft and fire.
Generally speaking, you will need to take out dangerous goods liability coverage for protection. These limits can range so it's important you talk to us.
It's important to note though that some policies will have radius limits on them depending what you declared when setting up the policy. If you go outside of this radius limit there may be extra excesses applicable or issues in a claim.
Shielded uses quite a few when we quote and compare. These include Zurich, NTI, HMIA, Penn, Global Transport (GT), ATL, CGU, Vero, Hollard, Allianz, and QBE. Keep in mind we're not limited to these insurers, others do exist. It all comes down to what type of truck it is and what the purpose the truck will be used for.
