Livestock Carrier Insurance

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Protect your valuable livestock shipments and vessel with Livestock Carrier Insurance. Get simple, clear coverage for sea voyages. Learn why it's essential for peace of mind and financial security.

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Livestock Carrier Insurance

This page explains Livestock Carrier Insurance, a vital policy designed to protect animals, vessels, and operators during sea transport, covering risks like accidents, disease, and weather.

Imagine sending precious animals on a long journey across the sea. You want them to arrive safely, right? Livestock Carrier Insurance is like a safety net for these important trips. It's a special type of cover designed to protect the animals, the ship carrying them, and everyone involved, from start to finish. It gives you peace of mind, knowing you're covered if something unexpected happens.

Shipping live animals, like cattle, sheep, or horses, by sea is a big job with unique challenges. A lot can go wrong during these long voyages. That's where Livestock Carrier Insurance steps in to help.
What Does This Insurance Cover?
It's designed to protect many things:

  • The Animals: Most importantly, it covers the animals themselves. If they get sick, injured, or sadly, don't make it due to a covered event, this insurance helps cover their value.
  • The Ship: It can cover damage to the special vessel used to transport the livestock.
  • Your Responsibilities (Liability): If something goes wrong and you are held responsible for damages to other people or property, this insurance can cover those costs.
  • Lost Income: If your ship can't operate because of an incident, some policies can help cover the money you lose.
  • Unexpected Costs: Things like emergency veterinary care at sea, rescue operations, or having to put animals down humanely can be very costly. This insurance helps with these unexpected expenses.
Why is it So Important?

  • Nature's Surprises: The sea can be unpredictable. Storms, rough waters, or even a sudden change in weather can put animals and the ship at risk.
  • Animal Health: Even with the best care, animals can get sick or injured during travel. An outbreak of disease onboard could be devastating.
  • Mechanical Problems: Ships can break down. What happens to the animals if the ventilation system fails in hot weather?
  • Accidents: Collisions, groundings, or other accidents are always a risk at sea.
  • Financial Protection: Without insurance, the costs of a major incident involving live animals can be huge – think millions of dollars. This insurance protects your business from these massive financial losses.
  • Peace of Mind: Knowing you have this safety net allows you to focus on the complex task of transporting livestock, rather than constantly worrying about potential disasters.

This specialized insurance is crucial for anyone involved in shipping live animals, ensuring that these valuable cargoes, and the vessels that carry them, are protected against the many risks of the sea.

How do you get started?

We make truck insurance fast and easy at Shielded. Get a quote today.

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Choose your option and recieve your policy documents.

Why choose Shielded

Protect yourself with a policy backed by a reputable and award winning insurance advisor.

Professional

Our team are professional and experienced in truck insurance.

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Renewal Management

Our team will manage your renewals and keep you informed and up to date.

24/7 Claims

Notify of a claim 24/7 365 days a year.

Cover Options

We can provide different levels of cover for transport operators

Commercial Motor

Third party to comprehensive motor cover.

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Public Liability

Protection for third party property damage or personal injury.

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Downtime

Income whilst your motor vehicle is off the road.

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Marine and Cargo

Protection for goods in transit.

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Personal Accident

Protect your income from injury or sickness.

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Workers Compensation

Protection for your employees and workers.

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Frequently Asked Questions

Questions about Livestock Carrier Insurance and General Enquiries

What exactly is Livestock Carrier Insurance?

It's a special type of insurance designed to protect ships and the live animals they carry, like cattle or sheep, during sea voyages. It covers risks such as accidents, disease, or bad weather that could harm the animals or the vessel.

Who typically needs this kind of insurance?

Ship owners, vessel operators, and companies that are responsible for transporting large numbers of live animals by sea usually need this insurance. It's for anyone who wants to protect their valuable cargo and their business from the financial risks of marine transport.

Does this insurance cover all types of animals?

Generally, yes, it can cover various types of farm animals and sometimes other species transported by sea. However, the exact animals covered, and the specific events insured against, will depend on your chosen policy, so it's always best to check with your insurance provider for details specific to your needs.

What type of truck insurance is available?

Truck insurance typically consists of liability coverage, cargo coverage, comprehensive coverage, and personal accident insurance. We can tailor options to suit you.

What factors affect my premium and quote price?

A few factors that can affect your premium include the type of vehicle you drive, your driving record, the type and amount of coverage you choose, and the amount of your excess also known as a deductible.

How to get cheaper truck insurance?

You can lower your truck insurance premium by increasing your excess, shopping around for the best rate by using us as your insurance broker (we do the work for you!), and maintaining a good driving record.

Who do I contact in a claim?

In the event of an accident or claim, you should contact your us or your insurer right away.

Do I need extra cover when towing other owners trailers?

Yes, if you need full comprehensive coverage on the trailer you will need to list the trailer on your policy. Some policies will include some default coverage up to a certain limit (usually $50,000 to 100,000) but this is usually for a liability aspect only.

Does truck insurance cover fire and theft?

Yes, comprehensive truck insurance policies provide coverage for theft and fire.

Do I need more cover if I'm carting dangerous goods?

Generally speaking, you will need to take out dangerous goods liability coverage for protection. These limits can range so it's important you talk to us.

Am I covered Australia Wide?

It's important to note though that some policies will have radius limits on them depending what you declared when setting up the policy. If you go outside of this radius limit there may be extra excesses applicable or issues in a claim.

Which insurers are available for truck insurance?

Shielded uses quite a few when we quote and compare. These include Zurich, NTI, HMIA, Penn, Global Transport (GT), ATL, CGU, Vero, Hollard, Allianz, and QBE. Keep in mind we're not limited to these insurers, others do exist. It all comes down to what type of truck it is and what the purpose the truck will be used for.