It's much more than just basic car insurance. It usually includes:
- Damage to Your Truck: If your Mercedes-Benz truck gets into an accident, is stolen, or damaged by fire, this covers the repair or replacement costs. This protects your main asset.
- Damage You Cause: If you accidentally cause damage to someone else's property or injure them, this insurance helps pay for those costs. This part is called 'liability' and is usually required by law.
- Cargo Protection: Many policies can also cover the goods you're hauling, which is super important for delivery or transport businesses. Your cargo is valuable!
- Roadside Help: Some plans offer assistance if your truck breaks down, like towing or breakdown services, getting you back on the road faster.
- Special Equipment: If your truck has specific gear like a crane, refrigeration unit, or a flatbed, you can often add coverage for these unique parts too.