It’s more than just basic car insurance. Here's what it typically protects:
- Accidents & Damage: If your Volvo truck is in an accident, gets stolen, catches fire, or is damaged in other ways, this part helps pay for repairs or replacement. It also covers damage your truck might cause to other vehicles or property.
- Liability: This is super important. If you or your driver cause an accident that injures someone or damages their property, liability insurance helps pay for their medical bills, repairs, and even legal costs if they sue you. It’s often required by law.
- Cargo Protection: You’re hauling valuable goods, right? Cargo insurance protects those goods if they get lost, damaged, or stolen while in your Volvo truck.
- Downtime & Breakdown: Some policies can even help cover costs if your truck breaks down and you lose income, or pay for things like towing and roadside assistance.